Nick Collin - Collin Consulting

1. Apple Pay takes off: (Opinion Articles); ... new product. One of the things I like about Apple Pay is that it is firmly based on EMV chip technology. The same principles which make EMV chip cards secure also underpin the security of Apple Pay. ...; Created on 10 April 2015
2. EMV Chip in the US – the Case for Offline PIN: (Opinion Articles); A year ago in this column I argued that it would be unwise for the US to adopt an EMV migration strategy of deploying only “chip and signature” rather than also allowing the option of “chip and PIN”. My ...; Created on 16 February 2013
3. E-Commerce Payments – “Push” versus “Pull”: (Opinion Articles); ... VbV), EMV chip-based remote authentication (MasterCard’s CAP; Visa’s DPA) and most recently, digital wallets (MasterCard’s PayPass Online; Visa’s V.Me). Who will win the battle for e-commerce ...; Created on 21 January 2013
4. Mobile Terminals: (Opinion Articles); ... yet allow payment with EMV chip cards. Swedens’s iZettle, sometimes described as “the European Square” does just this. The dongle in this case accepts chip cards and iZettle claims some 75,000 ...; Created on 21 December 2012
5. Leave the Payments Council Alone: (Opinion Articles); ... In fact, nothing could be further from the truth. Through cashless shopping, EMV chip, online banking, and now Faster Payments the UK has led the world for two decades. Faster Payments, in particular, ...; Created on 20 November 2012
6. Digital wallets – making sense of the metaphor: (Opinion Articles); ... immediately obvious how these announcements align with the card schemes’ parallel initiatives towards highly secure electronic transactions in terms of EMV chip and 3D Secure. Instead, V.Me and PayPass ...; Created on 18 June 2012
7. ATMIA launches US EMV migration committee: (Opinion Articles); Last month I participated via conference call in the inaugural meeting of the ATM Industry Association (ATMIA) US EMV Migration Committee. This was a lively and productive meeting at which a number of ...; Created on 09 May 2012
8. Telephone banking fraud: (Opinion Articles); ... to the foresight of the UK industry in jointly deciding to build an EMV chip and PIN infrastructure some 10 years ago and then deploying Remote Chip Authentication (RCA) on the back of it – USA take note! ...; Created on 17 April 2012
9. EMV Chip in the US: (White Papers); In 2012 I worked with partners Savantor and Auriemma Consulting Group on an informal survey of EMV chip in the US. We interviewed senior officers at US banks, retailers and processors to get their ...; Created on 29 March 2012
10. EMV Migration in the US – an Update: (Opinion Articles); Recently I’ve had the opportunity to interview several senior US bankers and retailers about migration to EMV chip in the States. The feedback has been very interesting but also rather disturbing.Nearly ...; Created on 14 February 2012
11. Predictions for 2012 – a contrarian view: (Opinion Articles); ... agree by the end of 2012 that migration to EMV chip is inevitable, but progress will be slow in the absence of any central coordinating body. Still in the US, the failure of merchants to pass on the ...; Created on 08 February 2012
12. E-Purse - time for a comeback: (Opinion Articles); ... special POS terminals were required, the required critical mass acceptance infrastructure was never really achieved. With the coming of EMV chip, many of us thought that e-purse would come into ...; Created on 07 February 2012
13. Visa kick starts EMV chip migration in the US: (Opinion Articles); Visa’s announcement last month of measures to encourage US migration to EMV chip is hugely significant, not just for the US, but for the card payments industry worldwide. We can now realistically ...; Created on 05 February 2012
14. Extending EMV chip beyond banking and payments: (Opinion Articles); The global EMV chip infrastructure represents an immensely valuable resource for banks which, with a little imagination, they could use to grow profitable new businesses outside the payments industry. ...; Created on 04 February 2012
15. Online banking security – no easy answers: (Opinion Articles); ... – as seen on TV! For many years I’ve been a champion of Remote Chip Authentication (RCA) as an online banking and payment security solution. This involves using an EMV chip and PIN payment card ...; Created on 03 February 2012
16. Books and Other Information: (Resources); ... difficult to read, but contains everything you need to know about the EMV chip standard. Websites and Blogs www.finextra.com Daily updates on banking and payments. www.gtnews.com Good payments ...; Created on 20 January 2012
17. EMV Chip Workshop: (About); Making the Most of EMV Chip Now that the EMV chip infrastructure is established in most developed countries, there are outstanding opportunities for innovative banks and other organisations to use ...; Created on 18 January 2012
18. EMV Chip Added-Value Applications: (White Papers); The global migration to EMV chip cards and terminals is finally complete in several countries, including the UK. There is now an outstanding opportunity for banks to leverage their investment in this ...; Created on 14 January 2012
19. E-Trust: (White Papers); ... industry outside the military. Significantly, PKI is embedded within the EMV chip infrastructure. Trusted Digital Identity Infrastructure It is important to understand that a digital ...; Created on 14 January 2012
20. Technology Innovation: (White Papers); Models of technology innovation illustrated by EMV chip developments. Click below for a presentation covering Hinzmann's golden rules of technology development, including a model of technology innovation ...; Created on 14 January 2012
21. Remote Chip Authentication: (White Papers); ... The time is now right to combine these two approaches into a universal, strong, two-factor RCA solution for all remote banking and payments leveraging the security of EMV chip. How RCA works Cardholders ...; Created on 14 January 2012
22. White Papers Introduction: (White Papers); ... The important new EMV chip infrastructure has now reached critical mass in most of the developed world. And a new world of social media, mobile communications and Web 2.0 is just emerging. ...; Created on 14 January 2012
23. Training Services: (About); Working independently or with partners I develop and deliver training courses on the card payments industry, EMV chip, and technology innovation. I have developed a half day workshop on "Making the Most ...; Created on 13 January 2012
24. Consulting Services: (About); ... Collin Consulting Ltd has particular expertise in helping clients gain business advantage from EMV chip technology. Download brochure (PDF) As an introductory consulting service, ...; Created on 13 January 2012
25. About Nick Collin: (Nick Collin); ... of developing and deploying new business propositions based on EMV chip technology. See below for a short biography and a full CV. ...; Created on 13 January 2012
26. Display Cards – coming soon to a bank near you: (Opinion Articles); ... balance, available credit, transaction details, reward points, targeted marketing messages from the issuer, and so on. An important point here is that the EMV chip on a modern payment card stores a wealth ...; Created on 11 January 2012
27. RBR EMV Report: (RBR EMV Report); "EMV Chip Applications: a World of Opportunities", Nick Collin, May 2013 Second Edition I have authored a major report on EMV chip applications ...; Created on 08 January 2012
28. Table of Contents: (RBR EMV Report); RBR Report: "EMV Chip Applications: Catching the Next Wave": Download Table of Contents (PDF) ...; Created on 06 January 2012
29. Full Biography: (Nick Collin); Nick Collin is an experienced, independent management consultant specialising in the banking and payments industry. Particular areas of expertise include: EMV chip and PIN; chip-based added value ...; Created on 18 May 2011
30. Short Biography: (Nick Collin); Summary Nick Collin is an experienced, independent management consultant specialising in the innovative use of technology, such as EMV chip cards, by the banking and payments industry. Through his ...; Created on 18 May 2011
31. Welcome: (Uncategorised); ... with an emphasis on strategic card payment issues, particularly related to EMV chip. Important Update: I have now retired and closed down Collin Consulting Ltd. However ...; Created on 01 January 2011
32. RBR EMV Report: (Category); Created on
33. EMV Chip Workshop: (Category); Created on

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