Nick Collin - Collin Consulting

1. EMV Chip in the US – the Case for Offline PIN: (Opinion Articles); ... requires no infrastructure for encrypting and transporting PINs across the network. All these factors may become even more important as new acceptance devices are deployed in future. For example the increasing ...; Created on 16 February 2013
2. Leave the Payments Council Alone: (Opinion Articles); ... was developed by the Payments Council in record time and has as yet no equivalent anywhere in the world, allowing anyone with an online bank account to transfer funds in a matter of minutes. This new infrastructure ...; Created on 20 November 2012
3. Mobile NFC RIP?: (Opinion Articles); ... the current industry hype would have us believe. Here are the main problems I have with the mobile NFC proposition: No acceptance infrastructure. Mobile NFC requires a critical mass of contactless ...; Created on 10 July 2012
4. Telephone banking fraud: (Opinion Articles); ... to the foresight of the UK industry in jointly deciding to build an EMV chip and PIN infrastructure some 10 years ago and then deploying Remote Chip Authentication (RCA) on the back of it – USA take note! ...; Created on 17 April 2012
5. EMV Migration in the US – an Update: (Opinion Articles); ... the chip on the card act in an equivalent manner without major changes to the rest of the payments infrastructure – terminals, networks, banks, brands, card schemes and their rules. A third ...; Created on 14 February 2012
6. E-Purse - time for a comeback: (Opinion Articles); ... closed-loop proprietary technologies, which meant poor interoperability and more importantly, the familiar chicken and egg problems associated with building a payments infrastructure. In particular, since ...; Created on 07 February 2012
7. Visa kick starts EMV chip migration in the US: (Opinion Articles); ... Regular readers will know that I remain sceptical about contactless payment in general, and mobile NFC in particular, mainly because of the lack of a critical mass acceptance infrastructure. Visa is clearly ...; Created on 05 February 2012
8. Extending EMV chip beyond banking and payments: (Opinion Articles); The global EMV chip infrastructure represents an immensely valuable resource for banks which, with a little imagination, they could use to grow profitable new businesses outside the payments industry. ...; Created on 04 February 2012
9. Mobile NFC Payments – Reality or Hype?: (Opinion Articles); ... NFC will not make sense until there is an acceptance infrastructure in place, in other words a critical mass of contactless terminals at merchant outlets. Such contactless terminals are already ...; Created on 02 February 2012
10. New Perspectives on Delivering Retail Financial Services: (Archives); ... We argue that: A "virtual value chain", comprising Content, Infrastructure, and Context components, may be a better organising principle than the traditional Product, Delivery, Market framework. A ...; Created on 01 February 2012
11. Books and Other Information: (Resources); ... Analysing any new business model in terms of Sviokla's Content-Infrastructure-Context framework almost always yields valuable insights. Unbundling the Corporation. By Hagel and Singer. HBR March-April ...; Created on 20 January 2012
12. EMV Chip Workshop: (About); Making the Most of EMV Chip Now that the EMV chip infrastructure is established in most developed countries, there are outstanding opportunities for innovative banks and other organisations to use ...; Created on 18 January 2012
13. Remote Chip Authentication: (White Papers); ... infrastructure. More recently, RCA has been deployed without the need for a separate reader using display cards, which feature a small display and touch sensitive buttons on the card itself. Why RCA ...; Created on 14 January 2012
14. Virtual Value Chains: (White Papers); ... in terms of the three components of the value chain - Content, Infrastructure, and Context - we can gain valuable insights into the strategies open to such operations, and how best to organise and manage ...; Created on 14 January 2012
15. E-Trust: (White Papers); ... E-trust framework For e-trust to work there needs to be a substantial technological and commercial infrastructure in place. This is best described in terms of a three layered framework as ...; Created on 14 January 2012
16. Technology Innovation: (White Papers); ... in terms of applications and infrastructures, and an illustration in terms of EMV added value applications. Download Presentation (PDF) ...; Created on 14 January 2012
17. EMV Chip Added-Value Applications: (White Papers); ... new infrastructure with added value applications. It's been a long time coming, but the global migration to EMV chip is now well underway. All over the world (now, even in the US!), banks and other ...; Created on 14 January 2012
18. White Papers Introduction: (White Papers); ... The important new EMV chip infrastructure has now reached critical mass in most of the developed world. And a new world of social media, mobile communications and Web 2.0 is just emerging. ...; Created on 14 January 2012
19. Training Services: (About); ... of EMV Chip" which is an introduction to the technology for senior non-technical bankers with an emphasis on understanding how banks can leverage the EMV infrastructure to grow their cards business and ...; Created on 13 January 2012
20. Consulting Services: (About); ... we offer a half day workshop on "Making the Most of EMV Chip" which is an overview of the technology for senior non-technical bankers with an emphasis on understanding how banks can leverage the EMV infrastructure ...; Created on 13 January 2012
21. RBR EMV Report: (RBR EMV Report); ... which has been published by Retail Banking Research (RBR). The report is a detailed analysis of how to leverage the EMV chip infrastructure with added-value business propositions. This second ...; Created on 08 January 2012

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