- 1. Joomla! Security News
- (Newsfeeds / Sample Data-Newsfeeds)
- http://feeds.joomla.org/JoomlaSecurityNews ...
- Created on
- 2. New Joomla! Extensions
- (Newsfeeds / Sample Data-Newsfeeds)
- http://feeds.joomla.org/JoomlaExtensions
- Created on
- 3. Apple Pay takes off
- (Opinion Articles)
- ... of iPhone users who had not yet downloaded the app, 47% intended to use Apple Pay in the next 6 months. These are remarkable results for any new payments initiative, let alone for one with all the potential ...
- Created on 10 April 2015
- 4. Breaking up is hard to do – Part 1
- (Opinion Articles)
- ... management we could be highly profitable for a bank. On the bright side, I will soon be able to test out the new account switching service which the Payments Council has been developing, to ...
- Created on 23 June 2013
- 5. What exactly is Bitcoin and should we care?
- (Opinion Articles)
- What to make of Bitcoin, the digital currency which has been all over the news recently, and should we take it seriously? Invented by one Satoshi Nakamoto, whom nobody has ever met and who has now ...
- Created on 04 May 2013
- 6. Dynamic Currency Conversion
- (Opinion Articles)
- ... side (my understanding is that both merchant and acquirer normally gain). In other words, very bad news for issuers! It will be interesting to see how this story plays out. Given the maths, ...
- Created on 16 April 2013
- 7. EMV Chip in the US – the Case for Offline PIN
- (Opinion Articles)
- ... requires no infrastructure for encrypting and transporting PINs across the network. All these factors may become even more important as new acceptance devices are deployed in future. For example the increasing ...
- Created on 16 February 2013
- 8. E-Commerce Payments – “Push” versus “Pull”
- (Opinion Articles)
- Last month EBA Clearing announced that it had signed up 11 banks to participate in a live launch of MyBank, a new pan-European Online Banking ePayments (OBeP) service. This could be a highly significant ...
- Created on 21 January 2013
- 9. Mobile Terminals
- (Opinion Articles)
- ... within the ill-defined “mobile payments” space than the over-hyped “mobile NFC” idea.Firstly, as with all new payments technologies, it is much easier to break the “chicken and egg” problem by selling ...
- Created on 21 December 2012
- 10. Leave the Payments Council Alone
- (Opinion Articles)
- ... the Payments Council and proposing that its powers be passed to a new Payments Strategy Board which in turn reports to the new Financial Conduct Authority. The intention is to make the UK payments industry ...
- Created on 20 November 2012
- 11. Bashing Bankers, Part 2 - Barclays
- (Opinion Articles)
- ... London as arguably the world’s pre-eminent financial centre. But with hindsight it now seems probable there were important systemic flaws at the heart of this new industry model and we are all now paying ...
- Created on 20 September 2012
- 12. Bashing Bankers, Part 1 - RBS
- (Opinion Articles)
- These days it seems that not a week goes by without a new banking scandal, accompanied by an orgy of “banker bashing” by the media, politicians, and the public at large. As I write the focus is on Libor-fixing ...
- Created on 16 August 2012
- 13. Mobile NFC RIP?
- (Opinion Articles)
- ... is difficult enough for issuers and acquirers without having to split the pie between several new stakeholders including mobile network operators, handset suppliers, digital wallet providers and trusted ...
- Created on 10 July 2012
- 14. Digital wallets – making sense of the metaphor
- (Opinion Articles)
- ... of a physical wallet. Times have changed, and the positioning of the new Visa and MasterCard wallets is far more about convenience, with the security angle in a sense taken for granted. Indeed, it is not ...
- Created on 18 June 2012
- 15. Barclays Pingit
- (Opinion Articles)
- ... with a new 5 digit passcode, distinct from the payer’s normal PIN. An SMS alert confirms the payment to both parties. To their credit, Barclays appear to have implemented a robust security system ...
- Created on 19 March 2012
- 16. Barclays Pingit ushers in mobile-to-mobile payments
- (Opinion Articles)
- ... with a new 5 digit passcode, distinct from the payer’s normal PIN. An SMS alert confirms the payment to both parties. To their credit, Barclays appear to have implemented a robust security system ...
- Created on 09 March 2012
- 17. EMV Migration in the US – an Update
- (Opinion Articles)
- ... of confusion and uncertainty is evident, and in this climate it is not surprising that most banks and issuers are reluctant to invest proactively in the new technology and prefer to adopt a wait and see ...
- Created on 14 February 2012
- 18. Predictions for 2012 – a contrarian view
- (Opinion Articles)
- ... new stakeholders. Contactless payment volumes, whether via mobile phone or card, will continue to be disappointing. In the UK, the London Olympics may generate some renewed interest but mainstream ...
- Created on 08 February 2012
- 19. E-Purse - time for a comeback
- (Opinion Articles)
- ... become commonplace. And the concept may also enjoy a new lease of life underpinning EMV-based multi-function, predominantly offline, universally issued products such as campus cards, community cards, social ...
- Created on 07 February 2012
- 20. Extending EMV chip beyond banking and payments
- (Opinion Articles)
- The global EMV chip infrastructure represents an immensely valuable resource for banks which, with a little imagination, they could use to grow profitable new businesses outside the payments industry. ...
- Created on 04 February 2012
- 21. Online banking security – no easy answers
- (Opinion Articles)
- Two events prompted me this month to look again at online banking security: the first a survey by Which? magazine of UK banks’ security approaches; the second the arrival of my new HSBC Secure Keydevice ...
- Created on 03 February 2012
- 22. New Perspectives on Delivering Retail Financial Services
- (Archives)
- This white paper examines implications of new management theory and IT trends on the organisation and systems architecture of retail financial institutions Introduction The retail financial ...
- Created on 01 February 2012
- 23. Passfaces
- (Archives)
- ... to remember. They can also be compromised through hacking or spyware or simple misuse, especially since most customers write them down in order to remember them. An intriguing new "cognometric" authentication ...
- Created on 01 February 2012
- 24. Internet Banking and Web TV
- (Archives)
- ... Sky TV. These services have had a modest success but they can hardly be regarded as mass markets. US research carried out as part of SRI's New Media programme reveals a number of effects which are likely ...
- Created on 01 February 2012
- 25. Internet Banking Adoption
- (Archives)
- The original version of this article was published circa 2000 when intenet banking was in its infancy. It is re-published here in updated form, not to highlight the internet as a new opportunity any more ...
- Created on 01 February 2012
- 26. Books and Other Information
- (Resources)
- As the twentieth century came to a close there was an explosion of interest in new management theory for a new digital economy. The dotcom boom and bust which followed has tended to overshadow what was ...
- Created on 20 January 2012
- 27. EMV Chip Workshop
- (About)
- ... it for competitive advantage. This half-day workshop is designed for banks and other organisations wishing to leverage their investment in the EMV chip and PIN infrastructure with new, added value ...
- Created on 18 January 2012
- 28. Virtual Value Chains
- (White Papers)
- ... for success. A New Business Model – the Virtual Value Chain The virtual value chain, developed by John Sviokla of the Harvard Business School, is a simple but remarkably useful model for better understanding ...
- Created on 14 January 2012
- 29. Voice Verification
- (White Papers)
- ... A new customer automatically enrolls in the system over the telephone by repeating about 10 four digit numbers or reading a short piece of text. The software extracts from this a number of physical characteristics ...
- Created on 14 January 2012
- 30. Speech Recognition
- (White Papers)
- ... be automated using the new generation of speech technology. Moreover, even complex transactions start with up to a minute's worth of routine identification and authentication of the customer, which can ...
- Created on 14 January 2012
- 31. E-Trust
- (White Papers)
- By leveraging trusted relationships with their customers and with each other, banks could create a whole new "e-trust" industry by providing a trusted environment for secure trading over the internet. ...
- Created on 14 January 2012
- 32. Remote Chip Authentication
- (White Papers)
- ... and do not need to remember a new password. Several large banks which have already distributed RCA readers for e-banking plan to extend their use to e-commerce soon - for example Nordea RCA readers already ...
- Created on 14 January 2012
- 33. EMV Chip Added-Value Applications
- (White Papers)
- ... new infrastructure with added value applications. It's been a long time coming, but the global migration to EMV chip is now well underway. All over the world (now, even in the US!), banks and other ...
- Created on 14 January 2012
- 34. White Papers Introduction
- (White Papers)
- ... The important new EMV chip infrastructure has now reached critical mass in most of the developed world. And a new world of social media, mobile communications and Web 2.0 is just emerging. ...
- Created on 14 January 2012
- 35. Training Services
- (About)
- ... develop innovative new business propositions (see details). I also regularly train clients on a range of other topics: Card Payments Industry introduction Optimising Credit Card Profitability EMV ...
- Created on 13 January 2012
- 36. Consulting Services
- (About)
- ... to grow their cards business and develop innovative new business propositions (see details). ...
- Created on 13 January 2012
- 37. About Nick Collin
- (Nick Collin)
- ... of developing and deploying new business propositions based on EMV chip technology. See below for a short biography and a full CV. ...
- Created on 13 January 2012
- 38. Display Cards – coming soon to a bank near you
- (Opinion Articles)
- ... is expected to foster a new wave of innovative card products by issuers. Display Cards are still very new, but initial results in the field are encouraging. Consumers are enthusiastic. Recent ...
- Created on 11 January 2012
- 39. RBR EMV Report
- (RBR EMV Report)
- ... edition has been extensively updated and includes new chapters on display cards, mobile payments and the US migration to EMV chip. As such, it should be of particular interest to all US institutions ...
- Created on 08 January 2012
- 40. Chip and PIN Online
- (Opinion Articles)
- ... all debit card and 20% of credit card spending in the UK. This is of course great news for the card payments industry; or is it? Looked at another way, the share of e-commerce accounted for ...
- Created on 19 June 2011
- 41. Full Biography
- (Nick Collin)
- ... of MasterCard’s UK Contactless Forum for launching OneSmart PayPass as a new cash displacement product. Establishment of an e-business team, development of an e-business strategy, and communication ...
- Created on 18 May 2011
- 42. Short Biography
- (Nick Collin)
- ... 1998-present: Director, Collin Consulting Ltd, London: Established new consulting practice, client base and partner network Long term consulting assignment over 15 years for ...
- Created on 18 May 2011
- 43. Welcome
- (Uncategorised)
- ... RBR, addresses the exciting new developments in the US market. Order your copy now. ...
- Created on 01 January 2011
- 44. What's New in 1.5?
- (Uncategorised)
- ... Joomla! required substantial restructuring of its core functionality and we also used this effort to simplify many challenges within the current user interface. Joomla! 1.5 has many new features. In ...
- Created on 01 January 2011