EMV Chip in the US

In 2012 I worked with partners Savantor and Auriemma Consulting Group on an informal survey of EMV chip in the US.  We interviewed senior officers at US banks, retailers and processors to get their views on the US migration to chip, how it was likely to proceed, and the opportunities and challenges involved - I included some initial impressions in an Opinion article.  We published a white paper with key findings and a commentary.  Although migration is probably inevitable, there are formidable challenges ahead and a need for more central coordination and leadership.

Download White Paper (PDF)